However, while gambling transactions won’t be visible in your credit report, they’ll be visible in your bank statements, which mortgage lenders do like to go through when weighing up an application. It doesn’t exist to record or make judgements about how you spend the money you have.
After all, your credit report is an assessment of your ability to comfortably pay back a loan. The act of gambling in itself isn’t enough to affect your credit report or credit score. You can see what lenders see by getting to know your own credit report. Your credit report doesn’t contain information on what you bought and where you bought it. Will gambling be visible on my credit file? However, gambling can still affect your ability to borrow money and can have an indirect impact on your credit score. Since 14 April 2020, you’re no longer able to use a credit card to gamble in the UK. Debit cards with low foreign transaction fees.
